Responsible Lending

247 Payday Loans treats all applicants fairly and equally. Though we are not direct lenders here, we work with a network of lenders who base their lending decisions on careful assessment of the financial position of the borrower. Your capability to repay will be considered as well.

As a mediator our responsibility is to ensure that lenders provide loans responsibly and repayment is done by borrower as per schedule. We will assess the capability of repayment by the applicant without facing financial hardships. Further, we will asses if the offered loan will be suitable for the borrower.

In the US, there are various laws that prohibit irresponsible lending by lenders. It is unlawful for lenders to provide loan deals to borrowers that are unsuitable as per their financial capability and needs. Therefore, when you are researching for a loan through us, we will forward your application further to lenders based on the information provided and after careful verification if you can afford to repay back on time.

When applying for a loan applicants should adhere to disclosure of complete and accurate details. Likewise, applicants can obtain complete transparency of all interest, fees and charges of the lenders. Advice on how the debt can be repaid without facing severe financial constrain can be obtained as well.

Reviewing the rates and terms of a loan is important ahead of picking a loan deal. With us you can find all necessary assistance. But we cannot assure if your application will be approved or disapproved. All lending decision will be solely taken by the lender. At 247 Payday Loans you can find us round the clock. Contact us for any assistance.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in USA. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.

Do not pay any lender or broker an upfront fee to process your loan application.